5 Things You Never Knew About Saving Money

moremoneyI thought I knew a fair amount about how to have healthy finances. I know how to make money, save it and spend it…so what else is there to know? Apparently a lot! A fellow blogger and friend, Scott Gamm, just wrote a book called “More Money Please: The Financial Secrets You Never Learned in School.” And he’s only 21! Yes — that’s right!

The book is written from the perspective of a college kid who knows more than most about finance. Scott started a blog called HelpSaveMyDollars.com for young people to get their money issues under control. Many people struggle to save and often run out of money quicker than they make it.  Anyway, this book is geared towards 20-somethings, however, I think people of all ages, including parents and professionals, can benefit from reading it. Here’s some of what I learned: Read more

Your Desk Can Make You More Productive

Desk

Not my desk, not my mess. (Photo credit: Jim Carson)

When my desk is messy I feel out of sorts.  It’s amazing how a clean desk can lift your mood.  I pride myself on being super organized and having it pretty much together but sometimes my desk falls through the cracks.  I get lots of mail and lots and lots of magazines (which I love!) — but sometime’s it’s overwhelming.

I’ve had a feng shui expert write about how positioning things on your desk could make you more productive in the past.  But there are some other things you should consider like clutter, light, size and monitors.  Here’s a look at those things from TheNextWeb.com called “How to arrange your desk for maximum productivity.”  How does your desk look?

Start Next Year’s Taxes Today

Tax

Tax (Photo credit: 401(K) 2013)

Tax day is here! So you’re either cringing and cramming to get your return in on time or you’re sitting back, sighing a breath of relief that you’ve already gotten your money from the government. Whichever category you fall into — this post is for you.

Be Prepared

I’ve spoken about Evernote before because I think it’s a great tool for keeping organized and remembering everything you need to in one place. It’s also fabulous for keeping track of your tax information.

I used it this year and it really helped to keep me on track. Next year you should try it too. Starting now though will keep you less stressed when tax time comes around again. Here’s what I did:

1. Make a notebook in Evernote called “Taxes”.

2. Create a note that lists out all the documents that you will need to collect for next year’s taxes. That’s all the 1099 forms for each of your accounts and employers. Put a checkbox next to each so you can check them off as you get the correct paperwork.

3. Throughout the year put notes and receipts in this notebook for tax writeoffs.

4. When you start getting 1099 forms back later in the year — scan them into this folder.

5. Once you get all your information together — do your taxes! Or send off all the forms to your accountant.

That’s it. If you just take the extra step to be a little bit ahead of the game you won’t be scrambling this time again next year. Think of all the time and money you’ll save! Let me know how you keep track of your tax information.

Pack These Items When You Travel

Paula & Nicole at the Trevi Fountain in Rome

Paula & Nicole at the Trevi Fountain in Rome

Traveling can be very stressful no matter how much you plan. People go travelling for a whole host of reasons. Some people are interested in doing something like this Cultural Care Au Pair, whilst others are only interested in being tourists. But there are some tips and tricks that I’ve found to help you out. Recently, Jay and I went to Italy and Paris with our friends Nicole and Peter. They were the ones we went to visit in Paris in July.

Anyway — Nicole is a crazy planner/researcher like me. She makes lists and is super organized. She even wrote a guest post about ways to pack for a two week European vacation in a carry on. It’s brilliant advice. We had a blast planning out every stop on our two-week Italian tour. So we teamed up with this list of travel must haves: Read more