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We’re back from our refreshing vacation — the weather was warm, the cocktails were cool and we had a great time.  It was just what we needed to relax and recharge. While we laid by the pool though, holiday music was piping throughout the resort! It was very strange to be basking in the 85 degree sunshine and hearing Rudolph the Red-Nosed Reindeer playing in the background.

But it just reminds me that everyone will soon join me in their holiday shopping efforts.  If you remember — I started my shopping in August.  I do it every year and sometimes I’m even done by the time Thanksgiving rolls around.  I’m halfway through with the buying and mostly done with the brainstorming now.  Now that I know what my plan of attack will be — it will be easy to get all the shopping done.

One reason I start my shopping early is to stretch out the spending throughout the year so we don’t get one huge credit card bill in December or January. But what do you do if you want to scale back on your holiday gift list but don’t want to hurt anyone’s feelings?  I was recently quoted in this BankRate.com article, “How to Trim Your Holiday Gift List With Class.”  Check out some of my tips about list making, of course, and some other secrets too.