5 Things You Never Knew About Saving Money
I thought I knew a fair amount about how to have healthy finances. I know how to make money, save it and spend it…so what else is there to know? Apparently a lot! A fellow blogger and friend, Scott Gamm, just wrote a book called “More Money Please: The Financial Secrets You Never Learned in School.” And he’s only 21! Yes — that’s right!
The book is written from the perspective of a college kid who knows more than most about finance. Scott started a blog called HelpSaveMyDollars.com for young people to get their money issues under control. Many people struggle to save and often run out of money quicker than they make it. Anyway, this book is geared towards 20-somethings, however, I think people of all ages, including parents and professionals, can benefit from reading it. Here’s some of what I learned: Read more
Your Desk Can Make You More Productive
Not my desk, not my mess. (Photo credit: Jim Carson)
When my desk is messy I feel out of sorts. It’s amazing how a clean desk can lift your mood. I pride myself on being super organized and having it pretty much together but sometimes my desk falls through the cracks. I get lots of mail and lots and lots of magazines (which I love!) — but sometime’s it’s overwhelming.
I’ve had a feng shui expert write about how positioning things on your desk could make you more productive in the past. But there are some other things you should consider like clutter, light, size and monitors. Here’s a look at those things from TheNextWeb.com called “How to arrange your desk for maximum productivity.” How does your desk look?
App Makes Paybacks Quicker
Money (Photo credit: 401(K) 2013)
I’m all about making life easier and that’s why I have to share this new app with you. It’s called Venmo and it’s basically a way to pay back all your debts to your friends instantly.
Say you are out to dinner with your friend and the restaurant only accepts cash (ugh -you should have done your homework before hand and skipped this place!). Your friend only has credit cards so you kindly pick up the tab because you have cash. Now she owes you.
This scenario has happened to me time and time again and depending on the friend has either been an quick repayment or one that I’m waiting weeks to receive. Enter Venmo…the instant way to pay people back. Think of it as PayPal with your iPhone.
Make an account and link your bank account (don’t worry, it’s safe) and connect with other friends who also have accounts through Venmo. Now pay them back and get payments instantly. It’s really that simple. I tried it out recently and it works perfectly. It’s a good system for group payments too. Check it out and let me know what you think!