When it comes to balancing our budget we’d all love to be able to save more money. Most people use budgeting apps to help stay on top of their finances. These apps are great, but they mostly just tell you how much you’ve spent and how much more you have left for the rest of the month. I’m a big believer that anything can be made better with a plan and saving money is no exception. Here are some ways to stay organized and save money. Read more
Part of my routine when I walk to work is to listen to podcasts. It’s my favorite thing to do. They often inspire me with new ideas or I’ll pick up some interesting tips. However when I listened to this podcast it stopped me dead in my tracks.
“Reply All” (one of my absolute favorites) starts out telling the story Alex Blumberg, CEO of Gimlet Media (which produces the podcast) getting his Uber account hacked. This wasn’t such a problem for me, as I don’t even have an Uber account but I continued to listen. I protested them a long time ago when they first started out because they stole my credit card information. But I digress.
Back to the podcast – the story itself is a little frightening because not only does Alex have his account hacked but the hacker also covers up all his tracks. Once the hacker has treated himself to a few free Uber rides in Russia he manages to delete the account without any trace. Even though Alex’s credit card was charged, when he calls up Uber they have no record of him.
So how did the hackers get into his account? Read more
In the past 10 years we’ve moved away from buying individual items like DVDs, music albums and books towards subscription services like Netflix, Spotify and Audible. In fact it seems like there is a subscription services for practically everything now – you’d be hard pressed to find a big name company that doesn’t offer one in some form or another. I even saw one for electric toothbrushes the other day!
It’s easy to see why subscription services are so popular, Netflix for example, costs $9.99 a month. When you can have seemingly unlimited viewing for the cost of a few coffees, why wouldn’t you sign up? But that’s how they reel you in. One subscription for that amount is fine, but when you add in Amazon Prime, a gym membership, snack boxes, Apple music, Skype premium… it all starts to add up. Read more
Whether you make a regular habit of it, or you get caught unexpectedly and have to change plans – at some point we will all have a project or tasks that get left to the last minute. So how do you deal with these last minute changes? If you’re a person who’s used to having everything planned out well in advance, (like me) something like this can really throw you off your game.
But it doesn’t have to.
Even when it feels like it’s impossible to get everything done in time, you can still manage your time most effectively.
So what do you do? Read more
I love outsourcing. I mean who wouldn’t? You get to take your to-do list and hand it off to someone else!
What’s not to love?
However it’s one of the few productivity suggestions that when I mention to people, the response I get tends to be dubious.
The answer I always get is, “Well, I dunno, I like to do things myself.”
I’m a control freak, so I get it. Letting someone else be responsible for a part of my business (even if it is only a very small one) can feel scary. But if I can get past the control freak fear, then why can’t other people.
I think that most people actually aren’t afraid to outsource – they just don’t know where to start!
For example, if you asked a child if they wanted to give up their chores, of course they’d be happy. But when you tell them they have to pick just one — the choice becomes a bit more difficult. Read more