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Tag Archive for: apps

How to Make the Most of Travel Points

October 16, 2024/in Apps, Happiness, Saving Money, Travel/by Paula Rizzo

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? CLICK HERE to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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I love traveling — visiting new places is fun, inspiring, and keeps me curious. But it can also be expensive. That’s where travel points and reward systems come in. They can seem complicated, but they’re also an excellent tool for maximizing your time and money. 

Whether you’re a frequent flier or an occasional vacationer, learning how to maximize your travel points can enhance your travel experience — and keep costs down!

Here’s how to get the most out of your travel rewards.

1. Understand the different types of travel points.

Travel points generally come from two main sources: airline loyalty programs and credit card rewards. Here’s what to know about each type:

Airline miles: These are earned by flying with specific airlines or their partners. Each airline has its own program, so understand how many miles you need for a free flight and how to accumulate them.

Credit card points: Many credit cards offer points for purchases. These can often be transferred to airline and hotel loyalty programs, giving you more flexibility in how you use them.

2. Choose the right credit card.

Selecting the right credit card is crucial for maximizing your points. Look for cards that offer one or all of these benefits:

Sign-up bonuses: Many cards provide substantial bonuses if you meet a spending threshold within the first few months.

Bonus categories: Some cards offer higher points on specific categories like travel, dining, or groceries. Choose a card that aligns with your spending habits.Also it’s smart to know which cards will get you the most points for your purchases. I love The Points Guy app because you can put your credit cards in there and when you’re out making a purchase it will tell you which card to use to optimize your purchase! 

No foreign transaction fees: This is especially important for international travel, allowing you to use your card abroad without additional charges.

WHICH CARD DO YOU USE? 

I get this question a lot so I’m going to list out my favorites here. I’ve tried a bunch through the years and these are the ones that have consistently allowed me to travel in the Delta One cabin (my favorite!) get lounge access, free access to Clear and Global Entry, and so much more! I’m sharing affiliate links for these cards so if you sign up using one of these links, I may get bonus points or miles but you will too! 

Delta Skymiles Platinum American Express: I’ve been using this card for years and I love it because I love to fly Delta. If you are dedicated to one airline and in a city that it services often then I think it’s a good idea to go all in. However, other cards have more flexibility if you want to transfer your points/miles elsewhere. If you apply for an American Express Card with this link, you could earn a welcome bonus and I could too. Terms Apply. 

Chase Sapphire Preferred – This is a great card for travelers and you’re able to accumulate Chase Ultimate Reward points. The nice thing about these points is that you can transfer them to any of the partner companies that use them so you don’t have to use all your points with Chase. It’s the most versatile way to use points. There’s a Limited-time offer – $300 Chase Travel℠ credit + 60,000 bonus points with Chase Sapphire Preferred. I can be rewarded if you apply here and are approved for the card. 

Bilt Mastercard: This is a new one for me and I got it because once we sold our apartment in New York City we started renting again. And usually when you pay rent with a credit card you have to pay a fee. That’s always difficult when you’re trying to get points for a credit card reward program but Bilt has figured out a way around it! There are no fees when you pay your rent using the card. Great, right? Yep! Use this link to sign up and you may get a bonus and I could too! 

Delta Reserve Business American Express Card: I’ve had this card for years as well and it’s one of my favorites. I got it as soon as I started my own business and I’ve never regretted it. Although it does come with an annual fee it’s worth it to me because of all the benefits that I get with it. Apply for an American Express Card with this link and you could earn a welcome bonus and so could I!  Terms Apply. 

Chase Ink Business Preferred Card: I use this one for my business and it also feeds into my Chase Ultimate Rewards bank so I can transfer the points to other airlines, hotel chains and more. Earn 90,000 bonus points with the Ink Business Preferred® card or up to $1,000 bonus cash back with the Ink Business Premier® card, Ink Business Unlimited® card or Ink Business Cash® card. I can be rewarded if you apply here and are approved for the card.

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3. Consider your spending habits. 

To maximize your potential points, think about your spending habits. Everyone is different and you want to consider what actually makes the most sense. But really, you don’t want to spend any more money than you normally would. You just want to optimize your spending. 

Everyday spending: Use your travel rewards credit card for everyday purchases to accumulate points. Just be sure to pay off your balance each month to avoid interest.

Bonus promotions: Stay updated on promotions from airlines and credit card companies that offer bonus points for specific purchases or during certain periods.

Shopping portals: Many airlines and credit cards have online shopping portals that offer extra points for purchases made through them.

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4. Leverage partner networks.

Most airlines and hotel chains have partnerships with other companies, allowing you to earn and redeem points more effectively:

Hotel stays: If you have airline miles, check if you can transfer them to a hotel loyalty program for points. This can be especially useful during travel.

Car rentals and dining: Earn points by booking car rentals or dining at participating restaurants that are part of your airline or hotel loyalty program.

5. Be strategic with redeeming points.

Redeeming points wisely can significantly enhance their value. Here are some factors to consider:

Book early: Award availability can be limited, especially for popular routes. Booking early can help you secure the best deals.

Avoid blackout dates: Be aware of blackout dates and peak travel seasons. Flexibility can lead to better redemption options.

Consider off-peak travel: Traveling during off-peak times often requires fewer points, allowing you to stretch your rewards further.

6. Stay informed to get more out of loyalty programs.

It can be easy to skip sign-ups for loyalty programs — who needs more emails in their inbox? — but they might lead to serious savings!

Newsletters and alerts: Sign up for newsletters from airlines and credit card companies to stay updated on promotions and changes to their rewards programs. I recommend reading The Points Guy’s Newsletter and also took a free online course through 10xTravel that I found really helpful. 

Apps and tools: Download apps that track your points (usually offered by the airline or bank). They might offer reminders for when to book flights or tools to redeem rewards. I love TripIt because it’s an organized way to keep track of not only your travel itineraries but also your points and miles. I have TripIt Pro and think it’s worth the yearly fee. The app alerts me of changes to my itinerary often before the airline does. 

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7. Know when to use points versus cash.

Sometimes, using cash might be more beneficial than redeeming points:

Value of points: Calculate the cash value of your points. If the redemption value is less than what you’d pay in cash, consider saving your points for a better opportunity.

Special promotions: Occasionally, airlines or hotels offer discounted rates that might be lower than the points required for redemption, making cash a better choice.

Maximizing travel points requires strategic planning and a bit of research. By understanding your earning potential, choosing the right credit card, and being strategic about redemption, you can travel more for less. 

Happy travels!

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? CLICK HERE to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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https://listproducer.com/wp-content/uploads/2024/10/airplane-7429725_1280.jpg 853 1280 Paula Rizzo https://listproducer.com/wp-content/uploads/2017/05/ListproducerLogo.png Paula Rizzo2024-10-16 09:26:062024-10-16 09:32:24How to Make the Most of Travel Points

Apps and Resources to Make Travel Less Stressful

June 20, 2024/in Tool for Success, Travel/by Paula Rizzo

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? CLICK HERE to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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I love taking trips to new places and revisiting my favorite spots — it’s one of the best ways to get out of your comfort zone and shift your perspective. I do as much traveling as I can and as a productivity expert, I’ve come up with some strategies to reduce my stress so I can focus on relaxing and having fun. The planning can even be enjoyable, if you approach it the right way.

Because let’s face it — traveling can be stressful! You’re not alone if planning trips and figuring out the logistics sometimes feels like more trouble than it’s worth. 

Luckily, there are some wonderful apps and resources for taking a lot of the stress and hassle out of this process! I chatted with PIX11 News in New York City about my top tips. 

Before you leave:

Wikivoyage: This website has so much information for planning and learning about countries. It’s like Wikipedia but it’s geared towards travelers!

Polarsteps: Download this app before you go to get a unique-to-you world map that has your photos geo-tagged. They even have an option to order a hardcover “travel book” documenting your trip!

Omio: I love this app for comparing the cost of different ways to get around. Plus you can book tickets in the app. It works well for Europe where rail travel is popular. 

Wanderlog: This app is fantastic for plugging in your destinations on a multi-stop trip. You can connect your flight and hotel reservations to your itinerary, keep track of expenses, and even attach personalized checklists and to-do lists!

TripIt: This is a tried and true app that will keep everything organized for your trip. You can sync it to your email and all your itineraries and information will be updated in one place. I’ve used it for years and it often alerts me of flight delays before the airline does. I pay for the premium service. It uses AI to build smart itineraries that include weather forecasts and restaurant recommendations. Plus you can share your plans with friends.

AirTags: Lost luggage can be a real bummer. AirTags can help you find your lost suitcase if something happens to it in transit so you’re not stuck trying to replace your essentials. I’ve been using them for years and find them very helpful. 

Get travel health insurance: It might seem like an added expense but it can really come in handy if you get sick while you’re in another country. Insuremytrip.com and Squaremouth.com are both good places to start. 

Pack an “essentials kit”: Pack yourself a kit of everything you might need on your flight — small snacks, aspirin, gum, chapstick, an eye mask — and stash it somewhere easily accessible. You’ll save yourself the hassle of digging through your suitcase! I even put some travel slippers in there for long trips! 

Pack Light: I’m notorious for packing too many toiletries. I really want them all but I don’t need the big sizes of every last product. Recently my friend Nicole turned me onto two great products that has really streamlined my packing experience. Now I’m using Subtl Beauty which creates little customizable makeup stacks with all the essentials. Plus, I’m using Cadance leakproof containers that hold all my lotions and potions. They are magnetic and come in different colors and sizes so you only bring what’s necessary. Plus, you can always carry your suitcase on with you since you will have the right amount of liquids in your bag. 

Learn a couple of phrases: You don’t need to be fluent — but learning just a few essential phrases, like greetings and how to order food, can make it so much easier to get around. For a while I used Babbel to learn Italian, which was fun. 

Bring a mini cooler: A small, foldable, soft-sided cooler can be your friend: you can stash cool drinks in it for a day out on the town, or pack a picnic in it to take on a hike. This is one of those little things that feels like a real luxury. Here’s one from CalPak that fits the bill. 

Check your expectations: If you’ve ever been annoyed and stressed out by delayed flights or other travel hiccups, you’re not alone. With all the time, money, and effort that go into planning a trip, any inconvenience can feel heightened. That’s why I suggest checking your expectations for smooth sailing and making a pact with yourself to be flexible. Things will probably go awry at least once, and that’s okay! 

While you’re there:

Timeshifter: Say goodbye to jetlag! This app helps you shift your circadian rhythms so you’re not knocked out by jet lag. It’s so good that even astronauts are using it! I’ve used it for years and it does work if you follow along with the suggestions. 

Housmthr:Keep your rental house and housemates organized with this app. You can track house expenses, scheduling, social calendar, and even grocery deliveries. 

Local transportation apps: check out the apps that locals use to get around in your destination. Many major cities have their own app that you can use to access maps, schedules, and even to pay for rides! 

Maps.me: This app can be a real lifesaver — it’s an offline map app that you can use without WiFi or bars.

XE Currency Exchange: This is a currency exchange app and website — it can help you figure out what things cost in other countries. Plus, you can compare exchange rates to see if you’re getting a good deal. 

Google Translate: Getting the app can make all the difference when you need to communicate — and you can even scan text with it!

Flush: This app helps you locate bathrooms wherever you are in the world! There’s nothing worse than having to go and not being able to find a restroom. 

Viator: This app can connect with you all kinds of amazing experiences and tours. 

When you get home:

Order groceries: The day before you get back, schedule a grocery delivery for the following day so that you don’t need to rush out to get food. I use a service called Fresh Direct but it’s only available in New York, New Jersey and Connecticut. But you could also use Instacart to get deliveries from local stores. 

Send your photos out to be printed: It’s easy to forget about all the amazing snaps you took on your trip, especially if they’re only digital. That’s why I love getting photos printed. Snapfish has lots of options, from books of images to mugs to individual pictures for framing.

For more tips, you can check out my full segment on PIX11 News in New York City.

What are your favorite travel tips to make travel less stressful?

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? CLICK HERE to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

___

https://listproducer.com/wp-content/uploads/2024/06/summer-2880261_1280.jpg 853 1280 Paula Rizzo https://listproducer.com/wp-content/uploads/2017/05/ListproducerLogo.png Paula Rizzo2024-06-20 13:20:532024-06-27 09:15:50Apps and Resources to Make Travel Less Stressful

Four Ways to Replace the Watercooler When Working From Home

March 11, 2021/in Increase Productivity, Relationships, Technology, Tool for Success, Uncategorized, Video/by Paula Rizzo

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? Click here to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

____

Working in an office has one big benefit that many people didn’t appreciate until working remotely became the norm. 

It’s watercooler talk. 

Yep, the humble watercooler is actually key for increasing productivity and innovation. Don’t just take it from me — scientists at the University of Sydney actually did a study proving it. 

Read more

https://listproducer.com/wp-content/uploads/2021/03/water-cooler-981167_1920.jpg 1440 1920 Paula Rizzo https://listproducer.com/wp-content/uploads/2017/05/ListproducerLogo.png Paula Rizzo2021-03-11 15:12:072021-03-11 15:24:20Four Ways to Replace the Watercooler When Working From Home

“Thimble List” vs. Bucket List for Joy and Mindfulness

October 23, 2020/in Beauty, Happiness, Reduce Stress/by Paula Rizzo

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? CLICK HERE to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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You know the phrase “stop and smell the roses?”

I always thought it sounded a little cheesy. But my perspective has changed and I’m starting to think that whoever thought of that phrase has the right idea.

I used to be all about bucket lists, but I want to introduce you to the “Thimble List” — AKA “the stop and smell the roses list.” 

Bucket lists are where you put your big goals, like publishing a book or visiting a national park. These are great goals and bucket lists are an amazing way to keep track of them. 

But it’s important to have balance, and that’s why I’m also all about focusing on gratitude — like stopping to smell the roses. 

Read more

https://listproducer.com/wp-content/uploads/2020/10/couture-1369917_1920.jpg 1285 1920 Paula Rizzo https://listproducer.com/wp-content/uploads/2017/05/ListproducerLogo.png Paula Rizzo2020-10-23 12:38:202025-06-11 10:55:34“Thimble List” vs. Bucket List for Joy and Mindfulness

Five Dictation Apps to Boost Productivity

July 24, 2020/in Increase Productivity/by Paula Rizzo

BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? Click here to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

One of my favorite productivity hacks is using dictation apps. Dictating is an underrated tool for getting more done. It’s really helped me curb procrastination by making it easy for me to quickly send out text messages and emails. Video can also be a powerful productivity tool but there’s something to be said for straight up audio as well. 

Read more

https://listproducer.com/wp-content/uploads/2020/07/entrepreneur-3850511_1920.jpg 1271 1920 Paula Rizzo https://listproducer.com/wp-content/uploads/2017/05/ListproducerLogo.png Paula Rizzo2020-07-24 15:14:472020-08-19 09:38:58Five Dictation Apps to Boost Productivity
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