Tag Archive for: productivity

How to Make the Most of Travel Points

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I love traveling — visiting new places is fun, inspiring, and keeps me curious. But it can also be expensive. That’s where travel points and reward systems come in. They can seem complicated, but they’re also an excellent tool for maximizing your time and money. 

Whether you’re a frequent flier or an occasional vacationer, learning how to maximize your travel points can enhance your travel experience — and keep costs down!

Here’s how to get the most out of your travel rewards.

1. Understand the different types of travel points.

Travel points generally come from two main sources: airline loyalty programs and credit card rewards. Here’s what to know about each type:

Airline miles: These are earned by flying with specific airlines or their partners. Each airline has its own program, so understand how many miles you need for a free flight and how to accumulate them.

Credit card points: Many credit cards offer points for purchases. These can often be transferred to airline and hotel loyalty programs, giving you more flexibility in how you use them.

2. Choose the right credit card.

Selecting the right credit card is crucial for maximizing your points. Look for cards that offer one or all of these benefits:

Sign-up bonuses: Many cards provide substantial bonuses if you meet a spending threshold within the first few months.

Bonus categories: Some cards offer higher points on specific categories like travel, dining, or groceries. Choose a card that aligns with your spending habits.Also it’s smart to know which cards will get you the most points for your purchases. I love The Points Guy app because you can put your credit cards in there and when you’re out making a purchase it will tell you which card to use to optimize your purchase! 

No foreign transaction fees: This is especially important for international travel, allowing you to use your card abroad without additional charges.

WHICH CARD DO YOU USE? 

I get this question a lot so I’m going to list out my favorites here. I’ve tried a bunch through the years and these are the ones that have consistently allowed me to travel in the Delta One cabin (my favorite!) get lounge access, free access to Clear and Global Entry, and so much more! I’m sharing affiliate links for these cards so if you sign up using one of these links, I may get bonus points or miles but you will too! 

Delta Skymiles Platinum American Express: I’ve been using this card for years and I love it because I love to fly Delta. If you are dedicated to one airline and in a city that it services often then I think it’s a good idea to go all in. However, other cards have more flexibility if you want to transfer your points/miles elsewhere. If you apply for an American Express Card with this link, you could earn a welcome bonus and I could too. Terms Apply. 

Chase Sapphire Preferred – This is a great card for travelers and you’re able to accumulate Chase Ultimate Reward points. The nice thing about these points is that you can transfer them to any of the partner companies that use them so you don’t have to use all your points with Chase. It’s the most versatile way to use points. There’s a Limited-time offer – $300 Chase Travel℠ credit + 60,000 bonus points with Chase Sapphire Preferred. I can be rewarded if you apply here and are approved for the card. 

Bilt Mastercard: This is a new one for me and I got it because once we sold our apartment in New York City we started renting again. And usually when you pay rent with a credit card you have to pay a fee. That’s always difficult when you’re trying to get points for a credit card reward program but Bilt has figured out a way around it! There are no fees when you pay your rent using the card. Great, right? Yep! Use this link to sign up and you may get a bonus and I could too! 

Delta Reserve Business American Express Card: I’ve had this card for years as well and it’s one of my favorites. I got it as soon as I started my own business and I’ve never regretted it. Although it does come with an annual fee it’s worth it to me because of all the benefits that I get with it. Apply for an American Express Card with this link and you could earn a welcome bonus and so could I!  Terms Apply. 

Chase Ink Business Preferred Card: I use this one for my business and it also feeds into my Chase Ultimate Rewards bank so I can transfer the points to other airlines, hotel chains and more. Earn 90,000 bonus points with the Ink Business Preferred® card or up to $1,000 bonus cash back with the Ink Business Premier® card, Ink Business Unlimited® card or Ink Business Cash® card. I can be rewarded if you apply here and are approved for the card.

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3. Consider your spending habits. 

To maximize your potential points, think about your spending habits. Everyone is different and you want to consider what actually makes the most sense. But really, you don’t want to spend any more money than you normally would. You just want to optimize your spending. 

Everyday spending: Use your travel rewards credit card for everyday purchases to accumulate points. Just be sure to pay off your balance each month to avoid interest.

Bonus promotions: Stay updated on promotions from airlines and credit card companies that offer bonus points for specific purchases or during certain periods.

Shopping portals: Many airlines and credit cards have online shopping portals that offer extra points for purchases made through them.

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4. Leverage partner networks.

Most airlines and hotel chains have partnerships with other companies, allowing you to earn and redeem points more effectively:

Hotel stays: If you have airline miles, check if you can transfer them to a hotel loyalty program for points. This can be especially useful during travel.

Car rentals and dining: Earn points by booking car rentals or dining at participating restaurants that are part of your airline or hotel loyalty program.

5. Be strategic with redeeming points.

Redeeming points wisely can significantly enhance their value. Here are some factors to consider:

Book early: Award availability can be limited, especially for popular routes. Booking early can help you secure the best deals.

Avoid blackout dates: Be aware of blackout dates and peak travel seasons. Flexibility can lead to better redemption options.

Consider off-peak travel: Traveling during off-peak times often requires fewer points, allowing you to stretch your rewards further.

6. Stay informed to get more out of loyalty programs.

It can be easy to skip sign-ups for loyalty programs — who needs more emails in their inbox? — but they might lead to serious savings!

Newsletters and alerts: Sign up for newsletters from airlines and credit card companies to stay updated on promotions and changes to their rewards programs. I recommend reading The Points Guy’s Newsletter and also took a free online course through 10xTravel that I found really helpful. 

Apps and tools: Download apps that track your points (usually offered by the airline or bank). They might offer reminders for when to book flights or tools to redeem rewards. I love TripIt because it’s an organized way to keep track of not only your travel itineraries but also your points and miles. I have TripIt Pro and think it’s worth the yearly fee. The app alerts me of changes to my itinerary often before the airline does. 

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7. Know when to use points versus cash.

Sometimes, using cash might be more beneficial than redeeming points:

Value of points: Calculate the cash value of your points. If the redemption value is less than what you’d pay in cash, consider saving your points for a better opportunity.

Special promotions: Occasionally, airlines or hotels offer discounted rates that might be lower than the points required for redemption, making cash a better choice.

Maximizing travel points requires strategic planning and a bit of research. By understanding your earning potential, choosing the right credit card, and being strategic about redemption, you can travel more for less. 

Happy travels!

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? CLICK HERE to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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Plan Your Party with Lists

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? CLICK HERE to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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If you’re planning a party or any kind of event, there are so many things you need to keep track of. Lists can be your secret weapon for tackling all the to-dos that accompany any great party. Some of these lists are no-brainers (guest lists, for instance) — and some you probably haven’t heard of before. 

I shared some of my tips for using lists for event planning on PIX11 News in New York City — you can check out the whole interview here.

Before you start planning your next party, check out these guidelines for using lists to create a memorable event without the stress.

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Four Strategies to Prioritize Your Friendships

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? CLICK HERE to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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It happens to everyone — we get so caught up in the daily grind that our social lives often take a back seat. But making time for friends is essential to a healthy and joyful life.  

Time with friends can contribute to a laundry list of health benefits. Friends improve your mood, lower the risk of depression and anxiety, and contribute to a longer, less stressful life. Collaborative friendships can even lead to a more productive day.

But adult life can make it so difficult to prioritize your friendships. Many factors, from family schedules to work commitments to geographical distance, put a wrench in sustaining these relationships. Time is a major factor — people just don’t seem to have enough of it!

However, that doesn’t mean you should throw in the towel and give up on your friends. Absolutely not! As a productivity expert, I know from experience that small changes and tweaks can have big impacts. And friendship is no exception. I appeared on PIX11 in New York City to talk about some unique ways to catch up with friends and invest in those relationships. 

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Declutter to Improve Your Happiness

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? Click here to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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Raise your hand if you’ve had a Let’s raise hands if we’ve had a cluttered home. I’ll raise my hand, too – our stuff can get out of hand quickly! (I’m looking at you mail!)

I spoke with author and CEO of dClutterfly, Tracy McCubbin on my live-streaming show Inside Scoop all about the effect clutter has on us.

She shared three of the seven “clutter magnets” from her newest book, Make Space for Happiness, which is a helpful companion to her first book, Making Space, Clutter Free.

Clutter magnets might explain the reasons you’re holding on to so much stuff.  Here’s more on the three clutter magnets Tracy shared:

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Classic Productivity Advice Rebooted

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BONUS FREEBIE: Want even more ways to stay organized, productive and less stressed? Click here to get access to my List-Making Starter Kit. It will boost your efficiency and get you back to doing more of the things you love.

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You might think you’ve heard every productivity tip in the book. But it might be time to revisit and refresh the classic productivity advice we’ve all heard before.

I revisited some tried and true tips with Tamsen Fadal and Arrainnee LeBeau last time I was interviewed on PIX 11 News.

Here are my new twists on old productivity advice.

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